Higher Education

Higher Education Insurance

Higher Education Insurance

Blanket Intercollegiate Sports Plans are purchased by NCAA schools, NAIA schools, NJCAA schools and Community colleges to provide accident medical insurance to Athletes, Coaches, Trainers, and Invited Guests.

ALIVE RISK works with retail insurance agents nationwide to make available intercollegiate & collegiate student accident insurance coverage. The academic community understands that injuries can happen to students of any age whether they are playing sports or traveling abroad.

As a premier intercollegiate & collegiate student accident wholesale insurance provider and specialist, we can help protect your students with top-rated insurance carriers. Contact us today to be prepared.

  • Intercollegiate & Collegiate Athletic Insurance
  • Intercollegiate & Collegiate
    • Base Coverage
    • Catastrophic Medical
  • Uninsured Student Athlete Coverage
  • College Student Accident – 24 Hour or On Campus Only
  • Study Abroad – includes Medevac and Repatriation
  • Base Sports Limits up to $90,000 per injury benefit maximums available
    • 100% and 80% Usual and Customary plans
    • Benefit periods of 1 and 2 years
    • Deductible – various available
  • Accidental Death & Dismemberment benefit included
  • Endorsements include coverage for:
    • HMO/PPO denial
    • Pre-existing conditions including re-aggravation and re-injury
    • Heart & Circulatory Malfunction
    • Expanded medical coverage for sprains, strains heat exhaustion
  • Self Insured Retention (Aggregate Deductible) plans available
  • Catastropic Medical to provide limits up to $5,000,000
  • Study Abroad – includes Medevac and Repatriation
Submission Requirements:
  • 3-5 years of premium/loss history
  • Copy of current policy


For more information or to send submissions, contact:

JoAnna Lynch